Budgeting

Where is all your money going?

• How to build your first budget
• Build and manage a budget online
• Automatically track your expenditures and savings
• Ten tips for staying on budget

Saving and Investing

Plan for a prosperous future.

• Save big on a tiny income
• How to save money
• Plan ahead and save
• Investing for beginners

Credit

The average college student has $4,100 in credit card debt. Take control of your credit situation.

• 13 Tips for using credit cards wisely
• Get your annual free credit report
• Tips for choosing a credit card
• Credit card comparison
  

Having a good credit score can save you a lot of money in the long run, especially on larger purchases like automobiles and houses.

Your score will range from 300-850 and is based on the following factors:

• 35% - Payment history - Goes back seven years
• 30% - Debt - How much of your limit do you owe?
• 15% - Length of credit history - Ideally an established, consistent history
• 10% - New Credit - Includes recently opened accounts and credit inquiries
• 10% - Type of Credit - What kinds of credit have you used?

Student Loans

The average college student graduates with $20,000 in student loans.

• Blitz your college debts
• Public service loan forgiveness