Student Financial Services SFS

Undergraduate Loans

Federal Direct Loans Subsidized/Unsubsidized

Loan Information

Subsidized Loan – Subsidized Loans are available to undergraduate students with financial need and are enrolled at least half time (6 credit hours). Students will not have to pay interest on the loan while at least enrolled half time or for the first 6 months after they leave school.

Unsubsidized Loan - Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. Student is responsible for paying the interest on a Direct Unsubsidized Loan during all periods.

Requirements:

  • Go to StudentAid.gov 
  • LOG IN using your FSA ID username and password
  • Go to CHECKLISTS
  • Click on I’M IN SCHOOL
    • Loan Requirement #1. Click on Complete Entrance Counseling
    • Loan Requirement #2. Click on Complete MPN (i.e. Loan Agreement)

 

Parent - Federal Direct PLUS Loan

Loan Information

Parent PLUS Loans are loans for the student but are in the parent's name. Parent must be the biological or adoptive parent (or in some cases, the stepparent) of a dependent undergraduate student enrolled at least half-time at an eligible school.

Requirements:

  • Go to https://studentaid.gov 
  • LOG IN using your FSA ID username and password
  • Go to CHECKLISTS
  • Click on I’M A PARENT
    • Loan Requirement #1. Click on Apply for Parent PLUS Loan 
    • Loan Requirement #2. Click on Complete MPN (i.e. Loan Agreement) for Parent PLUS Loan

For more information on Parent PLUS loans, click here.

Private Loans

Private loans, sometimes called alternative loans, are available from private lenders and offer additional financial assistance. A credit check is required for private loans and some of the loan terms and conditions may be based upon your credit standing. If you are a student, please know that most lenders will require a co-signer.

Carefully consider your needs before you borrow. We recommend that you exhaust all federal grant and loan programs before you consider a private loan. Please visit our Private Loans page for more information on private loans. 

STUDENT ACCOUNT CENTER

FINANCIAL AID NOTIFICATION

HOW TO FIND YOUR STATEMENT OF ACCOUNT

HOW TO NAVIGATE SPARTAN SELF SERVICE

Federal Student Aid